Privacy Policy

1. Overview

We process personal data (“Personal Data”) only as necessary to provide a functional, secure, and user-friendly website, including its content and services.

For the purposes of this Privacy Policy, “processing” means any operation performed on Personal Data, whether automated or not. This includes collection, storage, use, disclosure, and deletion, as defined under the General Data Protection Regulation (EU) 2016/679 (“GDPR”).

2. Scope of this Policy

This Privacy Policy explains:

what Personal Data we collect
how and why we process it
how long we retain it
the legal basis for processing
your rights regarding your data

It also explains how third-party services may process your data independently.

3. Data Controller

The data controller responsible for processing Personal Data is:

Alexander Meier
Manchingerstr. 10
85053 Ingolstadt
Germany

Phone: +49 841 9817 858
Email: meier-finanz@gmx.de

4. Your Rights

Under applicable data protection laws (including GDPR), you have the following rights:

Right of access – to obtain confirmation whether your data is processed and access to that data (Art. 15 GDPR)
Right to rectification – to correct inaccurate or incomplete data (Art. 16 GDPR)
Right to erasure (“right to be forgotten”) – to request deletion of your data (Art. 17 GDPR)
Right to restriction of processing – to limit how your data is processed (Art. 18 GDPR)
Right to data portability – to receive your data in a structured format and transfer it (Art. 20 GDPR)
Right to lodge a complaint with a supervisory authority (Art. 77 GDPR)

You also have the right to object to processing based on legitimate interests (Art. 21 GDPR), particularly for direct marketing purposes.

Where required, we will inform third parties to whom your data has been disclosed about any correction, deletion, or restriction, unless this is impossible or involves disproportionate effort.

5. Data Processing Principles

We retain or restrict Personal Data only for as long as necessary for its intended purpose, unless legal retention obligations require otherwise.

6. Cookies

a) Session Cookies

We use cookies (small text files stored on your device) to improve website functionality and user experience.

These may include:

browser type
IP address
location data

Legal basis:

Contract performance (Art. 6(1)(b) GDPR), or
Legitimate interest in website functionality (Art. 6(1)(f) GDPR)

Session cookies are deleted when you close your browser.

b) Third-Party Cookies

We may use cookies from third-party providers for:

analytics
advertising
website functionality

Details are provided in the relevant sections below.

c) Managing Cookies

You can block or delete cookies via your browser settings.
Please note: disabling cookies may limit website functionality.

7. Contact Requests

If you contact us via email or contact form:

we process the data you provide
processing is necessary to respond to your request

Legal basis: Art. 6(1)(b) GDPR

Data will be deleted once your request is fully resolved, unless retention obligations apply.

8. Key Differences vs German Legal Style

This version reflects UK/US expectations:

shorter sentences
clearer structure
reduced repetition of legal references
emphasis on user understanding
still GDPR-compliant